


Self-Employed Mortgages
When you’re self-employed, a freelancer or a contractor you can get a mortgage as long as you meet the lender’s criteria. In fact, getting a mortgage when you’re self-employed isn’t that different from getting one when you’re employed. Depending on your personal circumstances, you may have access to the same mortgages and lenders as an employed person and you won’t necessarily need specialist, “self-employed mortgage lenders”.
The key is proving your income as a contractor or self-employed professional and as an independent contractor, you will need to provide evidence of past and future work. There are even some lenders that will consider applications from people who’ve been contracting for less than a year if they can provide a track record of regular work in a similar role.
Our team of award winning, expert mortgage advisors are on hand to provide you with the best advice and tailored mortgage solutions for your personal circumstances, contact us to find out more >
Why Choose Money & Mortgages?
We love what we do
We’re a team of trusted, award-winning financial advisors
We offer no jargon, just clear, straightforward professional financial advice. Buy-to-lets can be particularly complex, especially if you’re a new landlord. We make sure you understand how these mortgages work and exactly what you’re applying for
We search a comprehensive range of mortgage products to meet your needs – from high street lenders, regional building societies and intermediary only-lenders – we’ve got it covered. We have access to exclusive mortgage deals, many of which you may not find on the high street or from any other advisors
Some lenders require that you use a broker and won’t accept applications directly from applicants, which means we can give you access to more lenders and better rates
We’re highly recommended for taking care of everything- expert advice, a simple and cost-effective process and seamless service
We offer a fee FREE, no obligation, initial consultation. Contact us here >>
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Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
You will need to take legal advice before releasing equity from your home as Lifetime Mortgages and Home Reversion plans are not right for everyone.
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