Understanding Equity Release
As Society of Later Life Advisers and Chartered Financial Planners, we’re experts in Equity Release (Lifetime Mortgages). By choosing an accredited member of the Society you can be assured of someone with the expertise to best understand your needs to provide advice that is right for you and your family. Equity release is a complex matter and it is important to seek professional lifetime mortgage advice. We provide expert lifetime mortgage advice about borrowing into retirement, find out more >
Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
You will need to take legal advice before releasing equity from your home as Lifetime Mortgages and Home Reversion plans are not right for everyone.
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Trusted by our clients
Highly recommend Money and Mortgages. They were excellent in finding the right mortgage product and they were attentive throughout the mortgage process to completion. A brilliant service. Thank you.
Rebecca B.
20:58 21 Mar 21
The staff at Money and Mortgages are very friendly and helpful from start to finish. Fantastic service, they provided us with fair and impartial advice - highly recommend.
Claire H.
14:56 12 Mar 21
From start to finish of the whole process, Stephen was attentive and responsive to all my needs and wants. Very happy with the overall service to which I received and especially the overall outcome.... Highly recommended.read more
Jamie D.
17:07 11 Mar 21
I have had the pleasure of procuring Money & Mortgages services since 2014! They are absolutely efficient, courteous, professional and proactive. A big shout out to Paul E., Megan K., Kelly G., James... L. and the entire team. I strongly recommend their superb services.read more
Abass B.
00:06 01 Mar 21
Jon has helped me for many years find the best mortgages to suit my circumstances and I have always found him professional and responsive. Recently instructed Jon to re-mortgage my home and with the... help of Megan the whole transaction was smooth and painless. Would highly recommend this company.read more
Rachel F.
10:28 22 Feb 21
100% recommend - Paul who assisted me went above and beyond and I am so thankful
Tilly T.
17:14 11 Feb 21
Jon organised my first mortgage, despite not having a great credit history he got me sorted and into my first home.Have recently remortgaged onto a much better deal thanks again to Jon.The process... both times was efficient, professional and totally stress free for me.I would happily recommend money and mortgages and in particular Jon.read more
Howard A
13:24 18 Dec 20
Georgina M.
14:48 17 Dec 20
SPOT ON!!! Was our first time buying a house so didn't have a clue, Jon and James helped us every step of the way, always there for all the questions we had! Made it very easy and a very enjoyable... experience! 10/10 would recommend!!read more
TheBeenhed
11:08 13 Dec 20
I've been using Money & Mortgages for over seven years. They've helped me buy three homes and remortage several times. Every time the process has been easy, they're very helpful and will go the extra... mile to help. An example of this is when buying a house in the Lake District, one of the directors who was on holiday up there, took my mortgage offer to the estate agents in Keswick to help get it done quickly.I've recommended to lots of my colleagues and friends.read more
Andrew D.
08:26 04 Dec 20
Would recommend M&M 100%. Paul was professional & quick to respond to any queries. As first time buyers he was able to advise what was best for us and provide us with a detailed breakdown of our... options.Thank you so much!read more
Natasha V.
21:14 02 Dec 20
Cannot recommend this company enough.Paul Elliott and team arranged our initial mortgage then two years later we went to remortgage and the process was always professional and efficient. Everything... was explained clearly with options for us. A big thank you to Paul Elliot who handled everything so well. Nothing was too much trouble. Luke and Megan also dealt with any queries professionally regarding the completion process.For a hassle free and professional service please contact them..!!read more
Sam K.
23:46 29 Nov 20
Had the most fantastic experience with Money & Mortgages! Stephen & Luke who looked after us made everything so straight forward and understandable. Before buying a house my partner and I where... daunted by the whole prospect and they consistently went above and beyond to make sure we knew what was going on and that we where happy. A fantastic company that I would highly recommend!read more
Jasper C.
09:34 25 Nov 20
Absolutely brilliant. They sorted out my mortgage and home insurance and saved us any hassle. I will definitely recommend them.Thank you Paul and the team.
Sue B.
09:49 22 Oct 20
Phenomenal service from Paul and the team, always working to find us a solution with the last 2 properties that we’ve got a mortgage with them for 🙌 we would highly recommend!
Alex A.
07:00 26 Aug 20
Paul Elliott has been a fantastic help on a number of occasions now with our mortgages. Great knowledge and sound practical advice on the market and products available. Would highly recommend.
Michelle D.
10:51 02 Jul 20
Very professional, fantastic communication, highly recommended.I have dealt with many brokers over the past 10 years and always got best deals from Paul Elliott and his team.
Sev N.
12:48 20 Apr 20
Having dealt with Paul Elliott many times over the years, I was delighted to have him dealing with our recent mortgage review. Expert knowledge of the financial markets and suitable products... available. Would recommend without hesitation.read more
Dave M.
22:28 04 Feb 20
Highly recommend. Both Paul and James very helpful through the process and made my experience as a first time buyer as pain free as possible, lots of questions on my part which were answered promptly.
Azwar A.
10:23 04 Feb 20
These guys were amazing. They couldnt have done more for myself and my partner with our Morgage. Everyone who I came into contact with was very polite and professional. And went the extra mile when... things broke down. Can't thank them enough.read more
Nathan V.
11:28 03 Feb 20
Paul and Jade have both helped me out every step of the way, from getting an initial mortgage to advice on my renewal options. They're both friendly, and helpful, and made the whole process... incredibly easyread more
Ruth B.
08:37 31 Jan 20
We were very pleased with the service provided by Money and Mortgages. Our advisor Stephen was an absolute delight and made the whole process of buying our first home as smooth as possible. I would... definitely reccomend themread more
Noemi A.
15:37 23 Dec 19
Extremely professional and polite staff. Really happy with the service received. We dealt mainly with Stephen throughout our remortgaging process and it couldn’t have gone any smoother. Regular... updates received throughout. Me and my husband would recommend Money and Mortgages to anyone needed mortgage advice. Thanks again for all your help!read more
Jodie C.
20:51 12 Dec 19
Jodie E.
20:48 12 Dec 19
This is the second time I have used the services of Money & Mortgages. Both times have been 5*. Stephen was very knowledgeable and I felt reassured with all the advice he gave. Throughout the process... Jade was extremely diligent in making sure everything was kept on target. I wouldn’t hesitate in recommending Money & Mortgages.read more
Chris G.
19:24 02 Dec 19
This is the second time I have used the services of Money & Mortgages. Both times have been 5*. Stephen was very knowledgeable and I felt reassured with all the advice he gave. Throughout the process... Jade was extremely diligent in making sure everything was kept on target. I wouldn’t hesitate in recommending Money & Mortgages.read more
Chris G.
19:22 02 Dec 19
Fantastic service provided for the last 4 years best in the business as far as I am concerned
Paul N.
19:03 15 Nov 19
I have used Money & Mortgages for several years for both mortgages and pensions. Owning my own business, they make the mortgage application process straight forward and if there are every any... challenges they calmly assist me through them. Every member of the team works so hard and I look forward to enjoying my pension rewards when the time is right.read more
Colin C.
13:31 02 Nov 19
Steve and Jade were incredibly helpful in finding me a mortgage through to completion day. Lots of advice given throughout the process and both were always on hand to answer any queries or concerns.... Thank you for helping me with my first home!read more
89jbean
18:38 17 Oct 19
We recently used Money and Mortgages for buying our first home. Stephen Seward was our advisor and was beyond amazing. He explained to us the process very clearly from beginning to end and found us a... great mortgage deal.He followed up with us during the process after completion date - He sent the first postal card we received in our new apartment, a gesture we really appreciated!Buying a property for the first time is stressful but Stephen made the whole process stress-free. He is highly professional and knowledgeable. We recommend him as a financial advisor without question!read more
Erika G.
13:47 01 Oct 19
I can't praise these guys highly enough. Guided us through the process so slickly from start to finish. Nothing was too much trouble. Thanks to Jon and Jade we got our new home in record time
Andy C.
10:04 24 Sep 19
We have used Money and Mortgages a few times now. Each time, Paul has found us a great deal and made the whole process quick and simple.We know a number of people that have used them and all have... shared the same experience. We wouldn't go anywhere else!read more
Shelley O
13:07 05 Sep 19
Would definitely recommend! Stephen was very knowledgeable and explained everything to me clearly as I wasn't familiar with the process being a first time buyer. I got a great deal on my mortgage and... insurance policies as well. I also appreciated that they were available to contact outside of the normal 9-5 for urgent questions which is handy when working full-time. Stephen also followed up with me after the completion date and followed-up to ensure I had everything I needed.read more
Sam D.
18:47 23 Aug 19
I recently used Money and Mortgages for buying my first home. Stephen was very knowledgeable and explained everything to me clearly as I wasn't familiar with the process being a first time buyer. I... got a great deal on my mortgage and insurance policies as well. I also appreciated that they were available to contact outside of the normal 9-5 for urgent questions which is handy when working full-time. Stephen also followed up with me after the completion date and followed-up to ensure I had everything I needed.I would recommend them for sure and I plan to contact them in the future for some pensions advice.read more
Sam D.
18:45 23 Aug 19
Jim P.
09:03 05 Aug 19
We used Money and Mortgages to buy our current house and recently to switch to a better mortgage deal.Jon and his team are brilliant. They took all of the headaches out of the process and secured... us a much better deal than we could have sourced on our own.Definitely recommend Money and Mortgages, and using a good broker in general.Pleasure to deal with.read more
Aaron C.
10:31 22 Jul 19
very easy process and this is the second time I have used them, would recommend!
ricky E.
08:40 04 Jul 19
Money and Mortgages provided a very professional, supportive and efficient service throughout the entire process, communication was timely and very easy.
G M.
21:28 30 Jun 19
The guys at M&M are fabulous. They have helped all my sons to secure mortgages at very competitive rates - totally hassle free. Highly recommended.
Derek B.
07:53 21 Jun 19
A fantastic company that always go above and beyond with our mortgages. They always have a solution and they make the whole process a lot simpler. They are also our go to company for all our home... insurance and they always provide exactly what we need. Thank you so much!read more
Kathryn P.
13:37 20 Jun 19
I’ve known Jon for a number of years now and have used the services for the purchase of 2 properties and a remortgage. Jon and the team are very knowledgeable, professional and proactive, I wouldn’t... hesitate to recommend them to a friend and have done so on a number of occasions. Thanks Jon and team for the great work!read more
Jessica B.
04:35 20 Jun 19
Jon & The Team @ Money & Mortgages have helped myself and a number of close friends & associates with their financial demands and needs over the past few years. Great service by a great team!
Phil M.
10:21 19 Jun 19
I have known Marc and Jon for almost 20 years and have no hesitation recommending our conveyancing clients to them for assistance with funding. They are straight talking and down to earth, offering... honest and helpful advice. They are also both very knowledgeable and are able to deal with complex matters including large portfolios and company funding.read more
Jayne H.
09:50 19 Jun 19
I have used Money &Mortgages for nearly 15 years buying a number of residential properties for personal use and Buy to Let, I have always found them to very helpful and knowledgeable about the... products available in the market. I would very highly recommend them to anyone wanting the reassurance they are buying the right mortgage or insurance product backed up with great service.read more
Paul W.
09:44 19 Jun 19
I have known Jon & Marc for many years and could not recommend them highly enough for their honesty and integrity as well as knowledge of the mortgage market.
Reside M.
09:41 19 Jun 19
I have known Jon and Marc for a number of years, they have always given professional and honest advise. They handled both my initial mortgage application and the associated re-mortgages to date, the... process of which always runs smoothly and efficiently. I would not hesitate in recommending their services. Thanks!read more
Granite Lettings & Property M.
09:37 19 Jun 19
I have been using Money and Mortgages for many years now. They have assisted me in securing numerous landlord and private mortgages, insurances and life polices. They provide a great customer service... and have made me significant savings throughout.read more
Scott C.
06:58 19 Jun 19
Fantastic company they couldn't do enough for me very knowledgeable and professional would highly recommend!
Philip I.
11:46 18 Jun 19
Great service that made the whole process very easy, with a great explanation of the detail so that any decisions made were well informed. Couldn't recommend higher, rare to find people willing to go... beyond customer service like Money and Mortgagesread more
Calum H.
15:31 03 Jun 19
Marc, Jade and the team were exceptional when dealing with my mortgage and life insurance and I wouldn't hesitate to recommend them to anyone. Everything was explained clearly to me and once we'd... agreed was the best approach was to take they dealt with everything quickly and efficiently.read more
Justin C.
15:52 03 May 19
All my mortgage was arranged very efficiently and swiftly and dealt with very professionally.
Patrick G.
14:57 05 Apr 19
Very pleased with the services provided here, I had been trying to purchase an apartment in Manchester using another lender and had reached a standstill over building regulations issues, but Stephen... at Money & Mortgages was able to not only find a reputable lender that was happy to proceed with the purchase but also found a better deal than I had using online comparison sites. Would definitely recommend to others.read more
David M.
16:18 24 Feb 19
Stephen Seward was excellent, he takes away all the guess work and pressure of applying for a mortgage, I was also offered piece of mind options which I would not have know exist if it wasn't for... him. Thanks Stephenread more
Bible Leasing O.
16:53 20 Feb 19
Met with Paul, went with NatWest which were 17th down the list from the cheapest! Found one that was £50 less per month than I was originally getting quoted searching myself.
Absolutely... brilliant service from start to finish, Jade was a massive help chasing my solicitors as they were slacking. Kelly was also great, getting us the best possible quote for the insurance we needed.
See you guys in another 2 years when I am out of my fixed rate.
Thank you all so much again!read more
Absolutely... brilliant service from start to finish, Jade was a massive help chasing my solicitors as they were slacking. Kelly was also great, getting us the best possible quote for the insurance we needed.
See you guys in another 2 years when I am out of my fixed rate.
Thank you all so much again!read more
Sscott G.
17:59 03 Feb 19
Thank you to Stephen for all his hard work to help secure my mortgage and ensure I was able to exchange as quick as possible.I had previously been using a mortgage advisor that was making this... stressful time even more stressful.After highly being recommended to change over and use Stephen at Money and Mortgages the difference in efficiency was unbelievable and I am grateful for all of Stephen's help to relieve the worry I had previously.Any question I needed answering he was always at the end of the phone and made sure I was clear with everything.Thank you once again for all your hard work.read more
Gemma B.
11:56 29 Jan 19
Stephen was fantastic from start to end. Always quick to respond (even at silly hours), he found us a fantastic rate, gave us great advice and removed the hassle from process. Definitely recommend.
Ambrine D.
20:35 10 Jan 19
Stephen got me a fantastic deal and went above and beyond to make things as simple as possible. Very happy to be sat in my new home thanks to him.
Samuel J.
16:33 19 Dec 18
5 stars
Good service hassel free
Good service hassel free
Ijaz Ull H.
10:46 26 Nov 18
Recommended
Ari S.
23:05 25 Dec 16
Money & Mortgages helped to provide life insurance for my husband and I. It's a very technical product and not something you can buy online or in a supermarket. It was brilliant to discuss the in's... and out's of our needs and the recommendations, because ultimately the details matter and you definitely get what you pay for. I'd recommend Money & Mortgages very highly because they were extremely knowledgeable, always willing to help making the process very straight forward and they were great value for money.read more
Money & Mortgages (UK) L.
16:40 22 Feb 16
Paul H.
11:45 16 Oct 14
Lisa M L.
23:54 05 Jan 14
Jonny L.
11:58 28 Jul 13
