A wide range of cover
Protecting your family
Life Insurance (sometimes known as Life Assurance) helps to provide financial security for those people who depend on you, should the worst happen. Although money can’t replace a loved one, it can help those left behind to weather the financial storm. For example, it could help to pay off a mortgage or provide an income to help cover regular household expenditure. There are many different types of Life Insurance and the most appropriate type for you will depend on your personal circumstances. Life Insurance will pay out either a single lump sum (sum insured) or a regular income when you die. As qualified, specialist insurance and protection advisors, Money & Mortgages can help you find the most suitable cover for your requirements. We also offer financial advice should you have to make a claim, contact us >
Financial support for serious illness
Critical Illness Insurance cover is designed to pay out a tax-free lump sum on the diagnosis of certain life-threatening or debilitating (but not fatal) conditions such as heart attack, stroke, cancer and major organ transplants. This list will vary depending on the insurer, as will the exclusions for making a claim and our expert team will help to find the best policy for you.
As qualified specialist insurance and protection advisors, Money & Mortgages can help you find the most suitable cover to meet your requirements. We also offer financial advice should you have to make a claim, contact us >
Giving you a replacement income
Income or Payment Protection Insurance pays out a regular tax-free replacement income if you become unable to work because of illness, or injury. This type of plan is designed for anyone whom is working (employed or self employed) because even if your employer provides sick pay, it is unlikely to last for longer than twelve months. This type of protection plan is quite often seen as the foundation of any financial planning as it is likely that other plans will have to be given up if you do not have sufficient income coming into the household. For example, it could help you keep up with your mortgage repayments and other living costs until you’re able to return to work. As qualified specialist insurance and protection advisors, Money & Mortgages can help you find the most suitable cover to meet your requirements. We also offer financial advice should you have to make a claim, contact us >
Protecting your business & key people
Business Protection insurances allow you to put in place cover that would ensure that funds become available, should a key person in your business become critically ill or die. If you depend on others in your business, you may need to consider the financial impact that the death or critical illness would have. In some instances, the financial impact could be so great that the business is unable to continue.
As qualified specialist insurance and protection advisors, Money & Mortgages can help you find the most suitable cover to meet your requirements. We also offer financial advice should you have to make a claim, contact us >
Protecting your home & contents
Your home is more than just bricks and mortar, it’s the result of years of hard work, a place where memories are created, and a home for valued and treasured possessions. As well as being essential for your mortgage, making sure that you have the right insurance for your home provides real peace of mind. Protect your home and possessions against theft, fire and water damage and other key risks with the help of our expert team.
Every household is unique, and as qualified specialist insurance and protection advisors, Money & Mortgages can help you find the most suitable cover to meet your requirements. We also offer financial advice should you have to make a claim, contact us >
Use the protection calculator here > to give you a rough idea of the chances of certain life-altering events happening before your chosen retirement age.