


Help to Buy Mortgages
Help to Buy schemes help those people who would otherwise be unable to buy a property such as:
- A first-time buyer struggling to take their first step
- A current homeowner looking to relocate and upgrade
- A previous homeowner unable to re-enter the property market
- A homebuyer looking to purchase in London when prices are out of range
- A shared owner who wants to move
- A member of the armed forces
- NHS staff & Key workers
If you’d like to research the current schemes, please visit The Own Your Home Website here >
The eligibility and amount you can borrow with Help to Buy is different for each initiative. Our expert team of mortgage advisors can help to explain the various Help to Buy schemes, who they’re for and the personal requirements. Contact us to find out more >
Why Choose Money & Mortgages?
We love what we do
We’re a team of trusted, award-winning financial advisors
We offer no jargon, just clear, straightforward professional financial advice.
We search a comprehensive range of mortgage products to meet your needs – from high street lenders, regional building societies and intermediary only-lenders – we’ve got it covered. We have access to exclusive mortgage deals, many of which you may not find on the high street or from any other advisors
Some lenders require that you use a broker and won’t accept applications directly from applicants, which means we can give you access to more lenders and better rates
We’re highly recommended for taking care of everything- expert advice, a simple and cost-effective process and seamless service
We offer a fee FREE, no obligation, initial consultation. Contact us here >>
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Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
A Lifetime Mortgage is not suitable for everyone and may affect your entitlement to means tested benefits so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release. The interest that may be accrued over the long term with a Lifetime Mortgage may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time reducing the equity left in your home and the value of any inheritance, potentially to nothing. Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries as a Lifetime Mortgage could have an impact on potential inheritance. We would also encourage you to invite them to join any meetings with your financial adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead.
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Paul helped us in the process of porting our previous mortgage, over to our new property with some additional borrowing. The process was made so simple and the did all the leg work for us, which was a massive help when you are stressing about the conveyancing process.
Jade was fantastic at keeping on top of solicitors, although they didn’t like responding to her. Jade made sure everything was in place, such as life insurance and got one of her colleagues to arrange home insurance with me, so moving in would be a smooth process.
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